STANDARD 70 - BOOK 3

CARD ACCEPTOR TO ACQUIRER INTERFACE STANDARDS

Messages, data elements and code values for post-event systems

UK Payments Administration (October 2009)

FOREWORD

INTRODUCTION

1 SCOPE

2 NORMATIVE REFERENCES

3 TERMS AND REFERENCES

4 SYMBOLS (AND ABBREVIATED TERMS)

4.1 Representation abbreviations

4.2 Abbreviated terms

5 BATCHES AND FILES

5.1 General

5.2 Data security

6 DATA ELEMENTS

6.1 Data element directory

6.2 General requirements for data elements

6.2.1 Conversion of binary data for file records

6.2.2 Packed numeric data elements

6.2.3 Binary data elements from terminals

6.3 Specific requirements for data elements

6.3.1 Card expiry date

6.3.2 Card issue number or Application PAN sequence number

6.3.3 Claimant's bank account details

6.3.4 Claimant's reference number

6.3.5 Net summary value and counts

6.3.6 Total net summary value and counts

6.3.7 Other card data

6.3.8 Shift mark

6.3.9 Terminal type/currency indicator

6.3.10 Product code

7 BATCH TRANSFER

7.1 General

7.2 Batch structure

7.2.1 Batch communications session

7.2.1.1 General

7.2.1.2 Terminal instruction phase

7.2.1.3 Terminal data collection phase

7.2.1.4 Acquirer download phase

7.2.1.5 Conclusion of acquirer to terminal link

7.2.2 Data records

7.2.3 Transaction data records

7.2.4 Additional data records

7.2.5 Auxiliary data records

7.3 Standard length data records (card acceptor to acquirer)

7.3.1 Transaction data record (magnetic stripe) message class 4

7.3.2 Transaction data record (ICC transaction)

7.3.3 Additional data record (ICC) message class 9

7.3.4 Auxiliary transaction data record message class 2

7.3.5 Additional transaction data record message class 3

7.3.5.1 Other card data (message type 00)

7.3.5.2 Reference data (message type 10)

7.3.5.3 Vehicle data (message type 11)

7.3.5.4 Purchasing customer reference (message type 12)

7.3.5.5 Airline ticket number (message type 13)

7.3.5.6 Electronic commerce (message type 14)

7.3.5.7 DCC data (message type 15)

7.3.5.8 EPOS transaction data (message type 89)

7.3.6 Transaction data record (purchasing) message class 5

7.3.6.1 Purchasing single commodity

7.3.6.2 Purchasing multiple commodity

7.3.6.3 Purchasing additional commodity data

7.3.7 Transaction data record (acquirer) message class 8

7.3.8 Transaction totals record message class 7

7.4 Fixed length messages (acquirer to card acceptor)

7.4.1 Hot card list record message class 5

8 FILE TRANSFER

8.1 General

8.2 File structure

8.2.1 File headers and trailers

8.2.2 Fixed format file

8.2.3 Variable format file

8.2.4 Non-financial data records (from card acceptor to acquirer)

8.2.5 Non-financial data records (from acquirer to card acceptor)

8.2.6 Financial data records (from card acceptor to acquirer)

8.2.6.1 Segment 1

8.2.6.2 Segment 2

8.2.6.3 Segment 3

8.2.6.4 Segment 4

8.2.6.5 Sub-records

8.3 File structure integrity

8.3.1 General

8.3.2 Financial integrity

8.3.3 Logical integrity

8.3.4 Reversals

8.4 Financial transactions (card acceptor to acquirer)

8.4.1 Transaction record format - Segment 1

8.4.1.1 Customer Instruction and IC transactions

8.4.1.1.1 Fixed Format File

8.4.1.1.2 Variable Format File

8.4.2 Segment 2

8.4.2.1 Auto Rental/Retail record layout - Format 0

8.4.2.2 Purchase with cashback record layout 1 - Format 1

8.4.2.3 Purchase with cashback record layout 2 - Format 2

8.4.2.4 Purchasing layout - Format 3

8.4.2.5 Airline data layout - Format 4

8.4.2.6 Reference number/XML Layout - Format 5

8.4.2.7 Telephone call data layout - Format 6

8.4.3 Segment 3

8.4.3.1 Retail record layout - Format 1

8.4.3.2 Auto Rental data layout - Format 2

8.4.3.3 Purchasing LID - Format 4

8.4.3.4 Airline record format - Format 5

8.4.3.5 Purchasing record VAT Summary - Format 6

8.4.4 IC format - Segment 4

8.4.5 Sub-records

8.4.5.1 Summary VAT - Format 11

8.4.5.2 Summary VAT Format 12

8.4.5.3 Purchasing LID - Format 21

8.4.5.4 Purchasing LID - Format 22

8.4.5.5 Purchasing LID - Format 23

8.4.5.6 Purchasing LID - Format 24

8.4.5.7 Reference number/XML - Format 25

8.4.5.8 Authorisation network reference data - Format 26

8.4.5.9 DCC data - Format 27

8.4.5.10 General purpose - Format 99

8.4.6 Net summary and claim record formats (card acceptor to acquirer)

8.4.6.1 Net summary record

8.4.6.2 Net claim record

8.5 Non financial transactions (card acceptor to acquirer)

8.5.1 General

8.5.2 Retained card record format

8.5.3 PIN change details record format

8.5.4 Statement request record format

8.5.5 Recurring transaction enquiry record format

8.6 Non financial transactions (acquirer to card acceptor)

8.6.1 General

8.6.2 Warning record format

8.6.3 Recurring transaction response record format

8.7 File Header And Trailer Labels

8.7.1 Volume header label (VOL1)

8.7.2 First File Header/Trailer Label (HDR1/EOF1)

8.7.2.1 Tape, Cassette and Cartridge

8.7.2.2 Diskette

8.7.3 Second File Header/Trailer Label (HDR2/EOF2)

8.7.4 User Header Label (UHL1)

8.7.5 User Trailer Label (UTL1)

A CODE LISTINGS

A.1 Transaction code

A.2 AUTHORISATION METHOD

A.3 TERMINAL TYPE/CURRENCY INDICATOR

A.4 CUSTOMER INSTRUCTIONS

A.5 FORMAT TYPE

A.6 REASON FOR CAPTURE

A.7 FILE UPDATE CODE

A.8 POS ENTRY MODE

A.9 MESSAGE CLASS

A.10 SOURCE OF TRANSACTION

A.11 TRANSACTION TYPE

A.12 MESSAGE TYPE

A.13 SECURITY CODE

A.14 FILE CURRENCY INDICATOR

A.15 RECORD LENGTH

A.16 WORK CODE

A.17 BLOCK LENGTH

A.18 TRANSACTION FREQUENCY

A.19 ACQUIRER RESPONSE CODE

B DUPLICATE TRANSACTION PREVENTION

B.1 DUPLICATION PREVENTION

B.1.1 EPOS transactions

B.1.2 Bulk keyed transactions

B.2 DUPLICATION REVERSAL

B.2.1 General

B.2.2 Whole file duplication

B.2.3 Limited number of transactions

C BATCH COMMUNICATION SESSIONS

C.1 TERMINAL INSTRUCTION PHASE

C.2 TERMINAL DATA COLLECTION PHASE

C.3 ACQUIRER DOWNLOAD PHASE

C.4 CONCLUSION OF ACQUIRER TO TERMINAL LINK

C.5 CONTROL DATA RECORD FORMAT

C.5.1 Log-on acquirer to terminal data record

C.5.2 Log-on terminal to acquirer data record

C.5.3 Message transfer request/security procedures data record

C.5.4 Accept/reject data record

D EXTENDED LENGTH BATCH RECORDS

D.1 BATCH MESSAGE CLASS ZERO DATA RECORD FORMATS

D.1.1 General

D.1.2 Transaction data records

D.1.3 Additional data records

D.1.4 Auxiliary data records

D.2 EXTENDED LENGTH DATA RECORDS (CARD ACCEPTOR TO ACQUIRER)

D.2.1 Transaction data record (magnetic stripe transaction) sub-class 04

D.2.2 Transaction data record (IC transaction)

D.2.2.1 Transaction data record (IC transaction) sub-class 06

D.2.2.2 Additional data record (IC transaction) sub-class 09

D.2.3 Auxiliary transaction data record sub-class 02

D.2.4 Additional transaction data record sub class 03

D.2.4.1 Other card data (message type 00)

D.2.4.2 Reference data (message type 10)

D.2.4.3 Vehicle data (message type 11)

D.2.4.4 Purchasing customer reference (message type 12)

D.2.4.5 Airline ticket number (message type 13)

D.2.4.6 Electronic commerce (message type 14)

D.2.4.7 Transaction data (message type 89)

D.2.5 Transaction data record (purchasing) sub-class 05

D.2.5.1 Purchasing single commodity

D.2.5.2 Purchasing multiple commodities

D.2.5.3 Purchasing additional commodity data

D.2.6 Additional transaction data record (acquirer) sub-class 08

D.2.7 Transaction totals record sub-class 07